april - If you just got laid off and had insurance through employer, you are covered till the end of the month..If it was last month, then have it reinstated through COBRA. Expensive but worth it.
No hospital or clinic has ever denied they have free clinics.. It's those drs that volunteer their time to go spend the day in the free clinic, treating whoever comes in to the clinic.
Csweeney - You can walk into any emergency room in any hospital in America and get treatment. You can also walk into any medical clinic in anywhere in America and get treatment. Now hospitals will try to pretend they don't have a clinic for the poor and uninsured, but most do. They are required by law to treat you simply because you show up and request it. However, staff will make things difficult and unpleasant for you probably. They will make you wait all day in a medical clinic. But you can call a local hospital and ask where their clinic is, or just show up in an ER. You may qualify for Medicaid, depending upon your unemployment income. Its possible you make too much even on Unemployment. I be live most states now have a program for insurance for those with preexisting conditions. In PA its called PA Faircare. California must have something similar, because you are going to be price out of private insurance with your history
Monira - For the person who is suddenly uninsured and who may not have time to wait for the health care system to be reformed, what are the options?
The first step is to gather information from the U. S. Department of Health and Human Services as well as state and local agencies, to find out precisely what options might be available to individuals and their families. Whether out of embarrassment or fear of inadequate care, many people will fail to explore these options. In fact, depending on the state or local initiatives, there may be ways to get low-cost or no-cost services without fear of substandard care. The resources exist, but it will take research on the individual's part to find out what the options are.
Another option may be to seek out a professional organization that offers its members health insurance at group rates. These programs can offer relatively reasonable coverage. More important, since the coverage is group rather than individual, there is less danger that the insurance company will discontinue the program (many companies that used to make individual private insurance available have stopped, citing rising costs). Local business associations, community organizations, Chambers of Commerce, and similar groups may have something to offer. It is hardly a perfect solution, but it is better than carrying no insurance.
Just got laid off. No health insurance. Heart patient with 3 bypasses.
Have a Happy Holiday - Apply for state medicaid and check with the local County Hospitals. Also check Link below.
ReplyDeletehttp://www.ehow.com/list_7174949_hospital-charity-care-requirements.html
april - If you just got laid off and had insurance through employer, you are covered till the end of the month..If it was last month, then have it reinstated through COBRA. Expensive but worth it.
ReplyDeleteNo hospital or clinic has ever denied they have free clinics.. It's those drs that volunteer their time to go spend the day in the free clinic, treating whoever comes in to the clinic.
Csweeney - You can walk into any emergency room in any hospital in America and get treatment. You can also walk into any medical clinic in anywhere in America and get treatment. Now hospitals will try to pretend they don't have a clinic for the poor and uninsured, but most do. They are required by law to treat you simply because you show up and request it. However, staff will make things difficult and unpleasant for you probably. They will make you wait all day in a medical clinic. But you can call a local hospital and ask where their clinic is, or just show up in an ER. You may qualify for Medicaid, depending upon your unemployment income. Its possible you make too much even on Unemployment. I be live most states now have a program for insurance for those with preexisting conditions. In PA its called PA Faircare. California must have something similar, because you are going to be price out of private insurance with your history
ReplyDeleteMonira - For the person who is suddenly uninsured and who may not have time to wait for the health care system to be reformed, what are the options?
ReplyDeleteThe first step is to gather information from the U. S. Department of Health and Human Services as well as state and local agencies, to find out precisely what options might be available to individuals and their families. Whether out of embarrassment or fear of inadequate care, many people will fail to explore these options. In fact, depending on the state or local initiatives, there may be ways to get low-cost or no-cost services without fear of substandard care. The resources exist, but it will take research on the individual's part to find out what the options are.
Another option may be to seek out a professional organization that offers its members health insurance at group rates. These programs can offer relatively reasonable coverage. More important, since the coverage is group rather than individual, there is less danger that the insurance company will discontinue the program (many companies that used to make individual private insurance available have stopped, citing rising costs). Local business associations, community organizations, Chambers of Commerce, and similar groups may have something to offer. It is hardly a perfect solution, but it is better than carrying no insurance.